Term life insurance covers a set number of years and is more affordable. Whole life lasts your entire life and builds cash value but has higher premiums.

Yes. It protects your belongings from risks like fire, theft, and liability—even while working remotely. You may need extra coverage for business equipment.

At minimum, you need your state’s liability requirement. But full coverage (collision + comprehensive) is better for protecting your car.

It provides a lump sum payout if you are diagnosed with a serious illness like cancer or stroke, helping you cover treatment and recovery costs.

No, but it’s still highly recommended. It protects your home and finances from unexpected damage, disasters, or legal claims.